Legacy Planning
Preserving wealth and managing risks
A well-structured insurance policy could help clients to understand how to effectively manage and transfer their possessions, properties and money in a fair and equal manner without sacrificing their estate to inheritance tax.
Families have been using trusts to preserve and manage their wealth for the benefit of their heirs for centuries. A trust is an arrangement that provides estate planning, succession planning, probate avoidance, asset protection, asset consolidation.

Challenges and Risks
- Family disputes
- Estate Tax
- Lack of asset diversification
Wealth Enhancement
- Growing cash value
- Creating liquidity
- Financial legacy